Job Description

Position Summary

The Risk Management Analyst is responsible for identifying, assessing, and mitigating financial and operational risks across the organization. This role plays a critical part in protecting the company's portfolio by analyzing lending trends, monitoring risk exposure, and supporting the development of risk management strategies aligned with business objectives.

Key Responsibilities

Analyze loan portfolio performance to identify risk trends, delinquencies, and potential losses
Develop and maintain risk models, reports, and dashboards to support decision-making
Monitor credit risk, operational risk, and compliance-related exposures
Collaborate with underwriting, collections, and compliance teams to improve risk controls
Support the development and refinement of risk policies and procedures
Conduct periodic risk assessments and present findings to leadership
Ensure alignment with internal controls and regulatory requirements

Required Qualifications

Bachelor's degree in Finance, Economics, Business, or a related field
2–4 years of experience in risk management, financial analysis, or lending operations
Strong analytical and quantitative skills
Proficiency in Microsoft Excel and data analysis tools
Ability to interpret financial data and communicate insights effectively

Preferred Qualifications

Experience in consumer finance or installment lending
Familiarity with risk modeling, credit scoring, or portfolio analytics
Knowledge of SQL, Python, or data visualization tools (Tableau, Power BI)
Understanding of regulatory frameworks related to lending

Compensation & Benefits

Base Salary: $70,000 – $85,000 annually, based on experience
Performance Incentive: Annual bonus eligibility up to 10–15%
Total Compensation Potential: $77,000 – $98,000+

Benefits Package Includes:

Medical, dental, and vision insurance
401(k) with company match
Paid time off and company holidays
Professional development and certification support
Career advancement opportunities

Published on 6/12/2026, 10:42 PM